Arizona Hard Money Lender – Fast 24-Hour Approved Private Money Loans for Real Estate Investors

**Hablamos Español**

What Real Estate Investors Say About Working with Mike & Mike

Meet Mike & Mike of the LM2 Investment Group

The #1 rated hard money lenders in Arizona

(Disclosure: LM2 Investment Group does not provide financing for primary homeowner-occupied homes at this time)

Concosca a Izzy de LM2 Investment Group

(Divulgación: LM2 Investment Group no proporciona financiamiento para viviendas primarias ocupadas por propietarios en este momento)

How It Works

#1. Online Hard Money Application

Fill out our hard money loan application. You can also send us any important documents via email.

#2. Sign at the Title Company

Upon successful approval of your hard money loan, you will be required to sign all loan documents at your chosen title company to finalize your loan.

#3. Receive Your Funds

We’ll wire the funds to your title company for the full loan amount in as little as 24 hours.

Hard Money Loan FAQs

General Questions

What is a hard money loan?
A hard money loan is a short-term loan secured by real estate and funded by private investors or companies rather than traditional lenders like banks. These loans typically have higher interest rates but offer faster approval and funding compared to conventional loans.

What types of properties do you finance?
LM2 Investment Group provides financing for investment properties only. We do not provide financing for primary homeowner-occupied homes at this time.

How quickly can I get approved for a hard money loan?
We offer fast 24-hour approval for hard money loans to qualified real estate investors.

What is the application process for a hard money loan?
The process is simple: 1) Fill out our online hard money loan application, 2) Sign all loan documents at your chosen title company upon approval, 3) Receive your funds via wire transfer to your title company in as little as 24 hours.

Do you offer services in Spanish?
Yes, we provide services in Spanish. Hablamos Español.

Loan Requirements & Terms

What documentation do I need to apply for a hard money loan?
Typically, you’ll need to provide property information, purchase contract (for acquisitions), scope of work (for rehab loans), and basic personal financial information. Our application process is streamlined to minimize paperwork.

What are your loan-to-value (LTV) ratios?
Our LTV ratios typically range from 65-75% depending on the property type, location, and your experience as an investor. We can discuss specific terms during your application process.

What are your interest rates?
Our interest rates are competitive for the hard money lending industry. Rates vary based on the loan type, property characteristics, and borrower experience. Contact us for current rates tailored to your specific investment scenario.

What are your loan terms?
Most of our loans have terms ranging from 6-24 months, making them ideal for fix-and-flip projects, bridge financing, or short-term investment strategies.

Do you charge an application fee?
No we don’t charge an application fee.

Eligibility & Qualification

What credit score do I need to qualify?
While we consider credit history, we emphasize the value of the property, your investment experience, and the viability of your project. We can work with a range of credit profiles.

Do I need to have investment experience to qualify?
While experience is beneficial, we consider each application individually. First-time investors with strong projects and solid exit strategies are welcome to apply.

Can entities (LLCs, corporations) apply for loans?
Yes, we regularly work with business entities. Many of our clients prefer to hold their investment properties in LLCs or other corporate structures.

What Arizona areas do you service?
We provide hard money loans throughout Arizona, including Phoenix, Scottsdale, Mesa, Chandler, Gilbert, Tempe, and surrounding areas.

About Our Company

How long has LM2 Investment Group been in business?
LM2 Investment Group has established itself as a trusted Arizona hard money lender with years of experience serving real estate investors.

Is LM2 Investment Group licensed?
Yes, LM2 Investment Group, LLC holds MB# 0913237 and NMLS# 285084. Our loan officers also maintain individual licensing.

Who are the principals of LM2 Investment Group?
Our company is led by Mike Corgiat and Mike Swerlyk, who have extensive experience in real estate investing and hard money lending in Arizona.

How can I contact LM2 Investment Group?
You can reach us by phone at 480.444.2242, by fax at 602-535-3142, or visit our office at 9160 East Bahia Drive #105, Scottsdale, AZ 85260. You can also fill out our contact form on our website.